Senior Associate

**Business Unit**
- QNB - Qatar**Division**
- Compliance**Department**
- Audit & Compliance**Country**
- Qatar**Closing Date**
- 01-Jul-2026

**About QNB**:
Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.

QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.

QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.

Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.

QNB Group has an active community support program and sponsors various social, educational and sporting events.

**Job Purpose Summary**:
The incumbent will ensure that there is adequate AML/CTF system and control in place at Group level to effectively manage the Money Laundering and terrorist financing risk and enhance the Global on-going changes for both AML/CTF bodies including QCB instructions and the Financial Action Task Force (FATF), to prevent the Group from being exposed to the risk of legal/ regulatory sanctions and the associated financial/ reputation loss that the Group may incur/ suffer as a result of failure to comply with the relevant AML/ CTF regulations.

**Essential Duties & Responsibilities by Dimensions**:
**A. Shareholder & Financial**:

- Execute the AML/CTF efforts of the Group by monitoring customer daily transactions on timely basis to avoid any suspicious transactions that could lead to fines/ penal actions and the consequent loss of reputation.
- Implements KPI’s and best practices for Senior Associate, AML CTF Investigations.
- Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.
- Implements KPI’s and best practices for Senior Associate, AML CTF Investigations.
- Act within the limits of the powers delegated to the incumbent.

**B. Customer (Internal & External)**:

- Assist the AML/CTF Specialist with the following on continuous basis to resolve their queries/ respond to issues raised by them relating to the Group’s AML/ CTF efforts:

- Qatar Central Bank officials.
- Qatar Financial Market Authority Officials
- Qatar Financial Center Authorities.
- QNB Shariaa Advisory Board
- Officials from other government bodies in Qatar like ministries and QE.
- National Anti Money Laundering Committee (NAMLC) and the Financial Information Unit (FIU) in Qatar.

**C. Internal (Processes, Products, Regulatory)**:

- Assist the AML/CTF Specialist in managing the (AML/CTF) activities of the Group with the aim of ensuring complete and proper implementation of QCB regulations and other guidelines
- Assist the AML/CTF Specialist to ensure that the amendments to the relevant AML/ CTF laws and regulations are communicated in a timely manner to the domestic entities to enable them to comply with the same.
- Implement under the supervision of the AML/CTF Specialist specific tasks of the plan approved by the Group Board Audit & Compliance Committee for the Group’s entities by performing periodic review of the AML/ CTF related activities conducted at the entities included within the plan. This will include testing conducted to ensure compliance with the approved KYC policy.
- Participate in assessing the AML/CTF review conducted by the business units / branches for the daily and monthly reports with immediate reporting on non-compliance cases.
- Assist the AML/CTF Specialist to investigate suspicious transactions reports (STRs) received from the Branch MLROs
- Participate in providing responses to the AML/CTF questionnaire received from correspondent banks and counterparties.
- Assist in liaison with the NAMLC, FIU and QCB with respect to AML/ CTF related matters.
- Provide assistance to the compliance team as and when required, and act as the backup for the AML/CTF Specialist in case of his absence.
- Participate in special assignments and investigations as and when required by the AML/CTF Specialist.

**D. Learning & Knowledge**:

- Maintain an understanding of all pertinent AML/CTF laws, regulations, policies/ procedures and applicable best practices pertaining to the Group’s operations/ activities. Provision of inputs to the Department’s training plan and thereby develop/ enhance the skill sets of Group Compliance personnel with respect to A