Anti-Money Laundering Officer

Madad FinTech - Job Description - Anti-Money Laundering Officer

Who are we?

Madad is a fintech startup transforming MSME financing in Qatar. Our vision is to unlock the financial potential of Micro, Small and Medium Enterprises (MSMEs). We are starting as a tech-enabled invoice discounting platform, enabling small businesses to access fast, hassle-free funding. We are a part of the Qatar Central Bank Regulatory Sandbox.

Backed by deep expertise in finance and B2B technology, we are on a mission to empower MSMEs—helping them grow, thrive, and contribute to Qatar's economic diversification. We combine cutting-edge technology with smart risk assessment to create a seamless, transparent, and efficient financing experience.

At Madad, we are building more than just a financial platform; we are fostering a community that drives business growth. If you're passionate about innovation, impact, and shaping the future of MSME finance, we'd love to have you on our team.

What will you be working on?

1. Ensure End-to-End Regulatory Compliance

• Ensure full adherence to all Qatar Central Bank (QCB) laws, circulars, rulebooks, and supervisory expectations.
• Lead implementation of compliance frameworks covering AML, CFT, CPF, sanctions, KYC/e-KYC, consumer protection, and data protection.
• Maintain oversight of internal controls, reporting obligations, and governance structures.

2. Lead AML/CFT Monitoring & Reporting

• Oversee customer due diligence, onboarding verification, ongoing monitoring, and enhanced due diligence (EDD).
• Review alerts, investigate unusual activities, and file regulatory reports (STRs/SARs) with the FIU when required.
• Maintain secure, complete, and auditable case files.

3. Own Transaction Monitoring & Controls

• Manage monitoring rules, red-flag frameworks, and risk-based thresholds.
• Ensure sanctions screening, watchlist checks, and periodic due diligence updates.
• Oversee compliance risk assessments and ensure alignment with QCB-mandated frameworks.

4. Serve as Primary Liaison with QCB & External Auditors

• Act as Madad's designated point of contact for QCB, FIU, regulatory inspectors, and approved auditors.
• Coordinate regulatory examinations, sandbox reviews, compliance audits, and periodic reporting.
• Prepare timely responses to regulatory queries and information requests.

5. Drive Compliance Training & Culture

• a.    Design and deliver AML/CTF and compliance training for all employees.
• b.    Promote a culture of compliance, ethical conduct, and regulatory awareness across teams.

6. What are the required education and experience backgrounds?

• 5+ years in AML, Compliance, or Risk roles within a QCB-regulated institution (bank, fintech, finance company).
• Strong working knowledge of QCB compliance requirements across AML, CFT, CPF, KYC/e-KYC, PDPL, governance, and reporting.
• Bachelor's or Master's degree in law, Finance, Business, Accounting, or related fields.
• Preferred: Professional certifications such as CAMS, ICA, ACAMS, or equivalent.

What Makes You a Great Fit?

1. High integrity & independence:
   Trusted to take sound decisions under regulatory scrutiny.
2. Detail-oriented & analytical:
   Able to interpret policies, identify risk gaps, and recommend improvements.
3. Strong communicator:
   Confident in dealing with regulators, auditors, and senior management.
4. Structured & proactive:
   Able to establish processes, maintain discipline, and ensure timely reporting.
5. Resilient & accountable:
   Comfortable working in a fast-moving, compliance-sensitive environment.

What You Bring to the Table?

1. Deep understanding of QCB's AML/CFT Rulebook, Regulatory Sandbox requirements, and FIU reporting obligations.
2. Hands-on experience with risk scoring, sanctions screening, monitoring systems, and CDD processes.
3. Ability to run investigations, lead regulatory submissions, and ensure alignment with QCB best practices.
4. Strong documentation discipline and experience managing regulatory audits.

What will you get at Madad?

1. Work directly with Co-founders, the Board, and CXOs on core compliance initiatives.
2. High visibility and ownership of Madad's compliance posture.
3. A meritocratic culture that values integrity, expertise, and leadership.
4. Opportunity to build a compliance function from the ground up and shape Madad's regulatory journey.