Credit Portfolio

3 days ago


Doha, Baladīyat ad Dawḩah, Qatar Michael Page Full time

Summary: Reporting to the Head of Enterprise Risk Management, the Credit Portfolio & Data Analyst will be responsible for developing and maintaining a Risk database to ensure data quality and cleanliness of the risk data. Also, will assist with the monitoring of the Group's loan book by performing in-depth credit portfolio analysis across various products to assess risk and opportunities and validate and refine credit policies.

Role has 2 parts:

Credit Portfolio Analyst:

  1. Undertake all Qatar Central Bank monthly & adhoc reporting requests (including Fitch) within the stipulated timeframes and assume the Risk champion role for new regulatory mandates and/or credit bureau enhancements.
  2. Perform UAT and quality assurance checks on various risk initiatives, and be the key support person for the Risk Control & Self Assessment programme.
  3. Support the overall health of the Bank's lending portfolios by creating early warning indicators / key risk indicators which highlight those segments for proactive management that are showing weak performance traits.
  4. Where required, provide assistance and advice to other departments for any risk-related projects.
  5. Ensure monthly loss forecasting, reporting and any adhoc requests are updated and enhanced as appropriate.
  6. Maintain a Risk register for amendments to credit policy, credit instructions and delegation authorities and ensure all affected departments are notified of such changes.
Data Analyst:
  1. Develop and maintain comprehensive risk database covering all on- and off-balance sheet transactions on a bank-wide basis.
  2. Develop front-end solutions to fully automate risk MIS reporting processes, which cover Credit Risk, Market Risk, Ops Risk, Liquidity Risk and Capital management.
  3. Work with ICT in implementing system interfaces between Core Banking System (e.g., T24 and Treasury Trader) with various data feeds and electronic dealing channels (e.g., Bloomberg).
Who we are looking for:
Education: Bachelor Degree or higher in a Business/Finance/Economics or Mathematical/Statistical field.

Experience: A minimum of 5 years' experience in financial data analysis or Credit Risk Management.

Technical:
  1. Strong computing skills in MS Office suite and outstanding financial programming skills in VBA, C++, fluency in mathematical and statistical analysis software, and good understanding of risk monitoring and reporting processes.
  2. Strong portfolio analytical and financial analysis skills, with demonstrated ability to conceptualize and clearly communicate the analytical findings, both in writing and verbally.
  3. Knowledge and understanding of statistical modeling and analytical techniques, particularly scorecard/model development, implementation, testing and monitoring.
  4. Experience using decision management tools, or SAS, or other related programming software an advantage.
Our client:
Our client is a Large GCC based bank covering both Corporate, Private and Retail Banking.

Whats on Offer:
Up to 23k QR per month plus medical and bonus for the perfect candidate.
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