Credit Analysis
4 days ago
As a Credit Analysis Specialist, you will be responsible for assessing the creditworthiness of potential and existing clients, analyzing financial data, and making informed decisions to protect the company's financial interests. You will work closely with the finance and sales teams to ensure the company's credit policies and procedures are followed.
Key Responsibilities :
- Conduct thorough credit analysis of potential and existing clients, including reviewing financial statements, credit reports, and other relevant information.
- Evaluate credit risk by analyzing financial data and market trends.
- Make recommendations on credit limits and terms based on your analysis.
- Monitor and review credit accounts to ensure compliance with credit policies and procedures.
- Handle credit inquiries and disputes from clients and resolve them in a timely manner.
- Collaborate with the finance and sales teams to develop and implement credit strategies.
- Keep up-to-date with industry trends and regulations related to credit analysis.
- Prepare and present credit reports to management for decision-making purposes.
- Develop and maintain positive relationships with clients and provide excellent customer service.
Requirements :
- Bachelor's degree in finance, accounting, or a related field.
- Minimum of 3 years of experience in credit analysis, preferably in the construction industry.
- Strong understanding of financial statements, credit reports, and credit risk assessment.
- Excellent analytical and problem-solving skills.
- Ability to work independently and make sound decisions.
- Proficient in using Microsoft Excel and other financial analysis tools.
- Excellent communication and interpersonal skills.
- Fluency in English, both written and verbal.
Benefits :
- Competitive salary and benefits package.
- Dynamic and supportive work environment.
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