Cards & Payments Functional Consultant

2 days ago

Doha, Baladīyat ad Dawḩah, Qatar VAM Systems Full time $120,000 - $180,000 per year
Job Description

We are currently looking Cards & Payments for our Qatar operations with the following terms & conditions.

Key Skills & Competencies:


• Strong understanding of Cards lifecycle (debit/credit/prepaid), Merchant Acquiring, and 3D Secure flows.


• Hands-on expertise with Base24, Prime 4, MPGS, payment gateway APIs, and settlement engines.


• Knowledge of SQL, PL/SQL for data validation, analysis, and reconciliation reports.


• Experience working in Agile/Scrum frameworks with tools like JIRA and Confluence.


• Excellent documentation and stakeholder management skills.


• Familiarity with ISO 8583 message formats and card scheme mandates.


• Understanding of dispute resolution systems (Visa Resolve Online, Mastercard DDRS).

Key Responsibilities:


• Lead the end-to-end analysis and documentation of business requirements for card issuance, merchant acquiring, POS/e-commerce transactions and settlement flows.


• Act as the SME for payment platforms including Base24, Prime, MPGS, CYBS and other card switches/payment gateways.


• Manage reconciliation and settlement processes, dispute lifecycle, and chargeback handling across Visa, Mastercard, and NAPS.


• Collaborate with internal IT, vendors, and stakeholders to design scalable solutions aligned with business strategy.


• Translate complex business problems into structured user stories, BRDs, FSDs, and process flowcharts.


• Ensure regulatory and compliance alignment with QCB, PCI-DSS, and global card scheme mandates.


• Prepare and execute SIT plans, test scenarios, and coordinate with UAT and go-live readiness.


• Provide analytical insights to improve transaction approval rates, reduce fraud, and enhance customer experience.

Qualifications:

Bachelor's degree in Engineering.

 Joining time frame: 2 weeks (maximum 1 month)

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