Loss Adjuster
6 months ago
Investigate and assess insurance claims to determine the validity and extent of the loss.
- Gather relevant information, including statements from policyholders, witnesses, and other stakeholders.
- Conduct on-site inspections to assess the damage or loss.
- Document and photograph the damage or loss for the claims report.
- Review insurance policies to understand coverage, terms, and conditions.
- Determine the applicability of coverage to the reported loss.
- Interview policyholders, witnesses, and relevant parties to gather information and insights.
- Record statements and gather evidence to support or deny claims.
- Evaluate the extent of damage or loss and determine the cost of repairs or replacement.
- Consult with experts, such as contractors or engineers, as needed.
- Prepare detailed reports documenting the findings of the investigation.
- Provide clear and concise reports outlining the extent of the loss and recommended settlement.
- Negotiate with policyholders, claimants, and other parties involved in the claim process.
- Reach fair and equitable settlements in accordance with policy terms.
- Collaborate with insurance companies, legal professionals, and other stakeholders to resolve claims.
- Recommend claim settlements or denial based on the investigation findings.
- Communicate with policyholders and claimants to provide updates on the status of their claims.
- Address inquiries and concerns in a professional and timely manner.
- Ensure compliance with insurance regulations and company policies.
- Stay informed about industry trends, legal developments, and best practices.
- Stay up to date on industry changes, emerging technologies, and new methodologies related to loss adjustment.
- Ensure the accuracy and quality of claim reports and documentation.
- Adhere to ethical standards and maintain a high level of professionalism.
- Any other tasks assigned, related to the job role.
**Job Specification**
- Three or more years of experience
- Bachelor’s degree (or equivalent) in related discipline
- IRDAI licensed loss adjuster, preferably in Marine Cargo
**Job Types**: Full-time, Permanent
**Salary**: QAR5,000.00 - QAR7,000.00 per month
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